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Our Guaranty

The Whiteridge Guaranty

1. Pre-Approval Accuracy

We offer a comprehensive pre-approval process that provides a clear understanding of your financing options, qualifying amount, and purchasing power. Unlike other lenders, we’ve never had a client not get approved for the loan they were pre-approved for. Our pre-approvals are 100% accurate based on the information you provide, giving you confidence as you search for your dream home.

 
APPROVED!

2. We Constantly Try to Get You the Best Rate

We’ll stay in constant communication with your lender throughout the process to make sure you get the best possible rate. If rates drop or we can negotiate better terms, we’ll proactively adjust your mortgage to get you the best deal.

 
APPROVED! (1)

Mortgage Monitoring Post Closing

Unlike banks, we continue to monitor your mortgage even after it’s finalized. We regularly review market changes and interest rate drops to find ways to save you money. We’ll contact you directly if there’s an opportunity to refinance or get better terms.

 
APPROVED! (2)

Choose Between Our Standard or Express Mortgage Process

Transparent fees. Enjoy our services at no cost in most cases. Any potential fees will be disclosed clearly.

Standard
Process
Express
Process
WHAT PEOPLE SAY

Some of our Awesome Testimonials

5
I was referred to Jarrett and his incredible team from a family friend for purchasing our first home. Jarrett took the time and patience to go through the whole process and explain in detail the steps and procedures to successfully purchase our home. I can’t praise them enough for their commitment and dedication to their clients. I look forward to working with them in the future. Thank you!
Jerico R
Client
3
We had the pleasure of working with Jarrett & Kait for our recent mortgage, and we couldn't be more satisfied with the experience. They worked hard to secure the best possible rate for us. We were impressed by their customer service. They were always responsive and available to address any concerns, which made us feel like we were in great hands. I would highly recommend them.
Amruta K
Client
1
Unfortunately I've had experiences with mortgage brokers before where they're impossible to reach and take ages to respond. I'm not sure how he does it with as many clients as he has, but Jarrett and his team were LIGHTENING fast with their response, preapprovals, results and answers. HANDS DOWN I would use Jarrett again and again and recommend him to anyone I know.
Kaitlin H
Client
2
When my wife and I needed a mortgage recently we got referred to Jarrett by our Realtor. I had a terrible experience with a different broker years ago and had more recently had a decent experience with a bank directly. Based on that experience I wondered why we needed Jarrett when we could go back to our bank. Let me tell you, there are many reasons why everyone needs a Jarrett.
Keith S
Client
6
If you're looking to get a mortgage and don't know where to start, Jarrett White is the best in the field. He not only finds the right mortgage for you but also delves into every detail, ensuring you feel confident throughout the process. He handles every aspect as if he's doing it for a family member, providing exceptional care and attention.I've never experienced such excellent service from any other broker.
Naser A
Client
3
Jarrett and Kait at Whiteridge mortgage helped me with mortgage to purchase my first house, they helped me understand the home buyer process and guided me choose the product which best suited my case and got me a good interest rate possible. They were friendly, professional, and easy to talk to and made the process goes smooth with lenders. I highly recommend them for anyone looking for mortgage advice.
Amulya P
Client